Privacy Policy

Atlas Financial ("we," "us," or "our") is committed to protecting the privacy of individuals who visit our website and contact us about our financing services. This Privacy Policy explains what personal information we collect, how we use it, and your rights under Canada's Personal Information Protection and Electronic Documents Act (PIPEDA).

1. Information We Collect

Information you provide to us

When you complete our contact or application form, we collect the information you submit, which may include your name, business name, email address, phone number, and details about your financing request. Providing this information is voluntary; however, we cannot respond to your inquiry without it.

Information collected automatically

When you visit our website, our servers and analytics tools may automatically record standard technical information such as your IP address, browser type, device type, referring URL, pages visited, and time spent on each page. This information does not directly identify you and is used solely to understand how our website is used and to improve its performance.

2. How We Use Your Information

We use the personal information you provide to:

• Respond to your inquiry or application;
• Assess your eligibility for equipment financing or working capital;
• Communicate with you about your file, including follow-up questions and decisions;
• Send you information about our services that may be relevant to you, where you have consented or where permitted by law; and
• Meet our legal and regulatory obligations.

We do not use your personal information for purposes other than those identified above without first obtaining your consent, unless required or permitted by law.

3. How We Share Your Information

We do not sell, rent, or trade your personal information. We may share it only in the following limited circumstances:

• Service providers. We work with third-party vendors (such as email delivery and web hosting providers) who process information on our behalf under confidentiality obligations and only as instructed by us.
• Lending partners. With your consent, we may share your application details with our network of lenders and financing partners in order to source and arrange financing for you.
• Legal requirements. We may disclose information if required by law, court order, or a regulatory authority, or where necessary to protect the rights, property, or safety of Atlas Financial, our clients, or the public.

4. Cookies and Analytics

Our website may use cookies — small text files stored on your device — to remember your preferences and understand how visitors use our site. You can control or disable cookies through your browser settings. Disabling cookies may affect some functionality of the site but will not prevent you from submitting an inquiry.

5. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes for which it was collected, to complete any transaction you have initiated, or as required by applicable law. When information is no longer needed, it is securely deleted or anonymized.

6. Security

We use reasonable physical, administrative, and technical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. Our website is served over HTTPS. While we take security seriously, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

7. Your Rights

Under PIPEDA, you have the right to:

• Access the personal information we hold about you;
• Correct inaccurate or incomplete information; and
• Withdraw consent to the collection or use of your information at any time, subject to legal or contractual restrictions.

To exercise any of these rights, please contact us using the details in Section 9 below. We will respond within 30 days.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any external sites you visit.

9. Contact Us

If you have questions about this Privacy Policy, wish to access or correct your personal information, or want to withdraw consent, please contact us:

Atlas Financial Mississauga, Ontario
647-745-9393
info@atlas-financial.ca

10. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. The updated policy will be posted on this page with a revised effective date. We encourage you to review this page periodically.